Denver Colorado Insurance Coverage Lawyers 

Insurance companies are interested in reducing the amount of money they pay in claims. If their 3 to 1 ratio of premium to surplus ratio (3 dollars worth of insurance coverage to every 1 dollar of premium collected) is compromised through too many claims payouts, their rating in Moody's and Standard and Poor's will be negatively impacted. Mr. Giometti has written one of the leading books on insurance bad faith law in Colorado, Colorado Law of Insurance Bad Faith, first published in 1996 and recently updated in 2009.

At the law offices of Gregory R. Giometti & Associates, P.C. in Denver, Colorado, we handle a broad range of insurance coverage and bad faith insurance disputes. We have litigated first and third party actions associated with motor vehicle, homeowners, life and health, medical, disability, general liability, and professional liability insurance. Mr. Giometti has authored a treatise (updated 1999) on bad faith insurance disputes in Colorado.

An insurance policy is a contract between the insured and the insurance company. The insured agrees to cooperate with the insurance company and pay premiums in a timely fashion. The insurance company agrees to pay claims according to the policy and handle claims in good faith.

Bad Faith Insurance Practices

Does the language of the policy cover the incident? Is coverage excluded, for example, by misrepresentation or intentional acts? Our attorneys represent individuals, businesses and insurance companies in disputes alleging:

• claims denied in bad faith
• Bad faith health insurance practices
• Bad faith life insurance practices
• Bad faith disability insurance practices
• failure to pay actions in a timely manner
• delays in investigating a claim
• improper interpretations of policies

Bad Faith Insurance Disputes

A significant portion of our firm's practice involves wrongful death actions. We assist parties in disputes over liability and the amount of damages in wrongful death claims. These disputes frequently involve complex issues of liability and disputes over the amount of economic and non-economic damages suffered. Complex insurance issues may also arise in such cases. We are experienced trial lawyers, prepared to negotiate or litigate, as appropriate.

For advice on any bad faith insurance dispute, contact Gregory R. Giometti & Associates, P.C. to schedule an appointment.