Denver Colorado Life Insurance Bad Faith Lawyers 

Insurance companies are for-profit businesses that must answer to stockholders and Wall Street analysts. In order to achieve quarterly and annual goals, insurance companies must find a way to reduce the amount of money they pay in losses. In order to reduce the amount paid in claims, insurers employ teams of fraud investigators, lawyers, medical specialists, and others to question and challenge claims.

When a life insurance policyholder dies due to a fire, prescription drugs, or an accident, it's not uncommon for insurance companies to suspect murder, suicide, or an undisclosed pre-existing condition. In short, insurers are only too eager to look for anything they can claim nullifies life insurance coverage.

At the law office of Gregory R. Giometti & Associates, P.C., our attorneys work with accident investigators, safety experts, medical specialists, and others in fighting insurers who try to deny coverage on a life insurance policy. If you or your family has been denied payment on a life insurance policy, contact bad faith life insurance claims lawyers at Gregory R. Giometti & Associates, P.C. today.

Loss of Life and the Denial of Life Insurance Coverage

Most life insurance policies are null and void if the deceased committed or suicide or died under certain circumstances. In some cases, the amount recoverable will depend on how the deceased died. As a result, an insurance company may deny coverage if they believe or claim to believe that the deceased committed suicide. In other instances, insurance pathologists may try to claim an undisclosed pre-existing condition caused the death of a policyholder, nullifying the policy when it was initially taken out. That's why our attorneys consult medical specialists, arson investigators, safety experts, and others in challenging the claims of an insurance company.

Delaying Payment on a Policy - Life Insurance Bad Faith Practices

When insurance companies take an inordinate amount of time to pay on a valid claim, they can be sued for bad faith insurance practices. If held liable, they can be held financially accountable for any financial harm suffered by the plaintiff. Our attorneys can review the circumstances of your case, write demand letters, and involve the Insurance Commissioner's Office if necessary.

We have the experience and knowledge needed to fight insurance companies who engage in bad faith life insurance claims practices. To schedule an appointment and learn how we can help you, contact the law office of Gregory R. Giometti & Associates, P.C. today.